Car Warranty in Switzerland – Complete Multi-Brand Protection
Protect your investment with certified warranties: engine, electronics, transmission coverage and much more. Solid insurance partners, fast claims handling, guaranteed peace of mind.
Why warranty is essential when buying a vehicle in Switzerland
In Switzerland, buying a vehicle — new or used — represents a significant investment. An unexpected engine, transmission or electronics failure can cost thousands of francs. Warranty is the tool that protects your investment and your peace of mind.
Many buyers confuse statutory warranty, dealer warranty and insurance warranty. Understanding the differences is essential to making an informed decision and truly protecting your vehicle.
The statutory warranty in Switzerland follows the provisions of the Code of Obligations (CO) and covers defects existing at the time of delivery. For new vehicles, the manufacturer's warranty is generally at least 24 months; for used vehicles, it is often limited to 12 months or may be contractually excluded. Insurance warranty, on the other hand, protects against future and unexpected faults, regardless of the cause.
Statutory Warranty
Provided by the Swiss Code of Obligations (CO). Covers defects already existing at the time of sale. Variable duration: 24 months for new vehicles, often 12 months for used. Can be reduced or excluded in private sales contracts.
Dealer Warranty
Voluntarily offered by the seller or manufacturer. Goes beyond statutory warranty and often covers specific components for a defined period. It is a contractual commitment from the seller, not a legal obligation.
Insurance Warranty
An insurance product that covers future and unexpected faults, even after statutory or dealer warranty has expired. The most comprehensive protection: covers engine, electronics, transmission and much more with professional claims handling.
Warranty types offered by Multimarca
We offer three levels of protection to suit every customer's needs and budget. From essential coverage to total protection with premium services.
Essential Coverage
Protection of the vehicle's main mechanical components. The ideal choice for those who want protection against the most expensive faults at an affordable price.
- Engine
- Gearbox / Transmission
- Differential
Extended Coverage
Extends protection to the most critical and costly-to-repair components: electronics, air conditioning, steering and cooling system.
- Engine
- Gearbox / Transmission
- Electronics and ECUs
- Air conditioning
- Cooling system
- Power steering
Total Protection
Maximum peace of mind: full coverage of all main components, with no deductible, plus mobility services and replacement vehicle.
- Engine
- Gearbox / Transmission
- Electronics and ECUs
- Air conditioning
- Power steering
- Suspension
- Complete electrical system
- Braking system
Level comparison table
| Component | Base | Plus | Premium |
|---|---|---|---|
| Engine | ✓ | ✓ | ✓ |
| Gearbox / Transmission | ✓ | ✓ | ✓ |
| Differential | ✓ | ✓ | ✓ |
| Electronics and ECUs | — | ✓ | ✓ |
| Air conditioning | — | ✓ | ✓ |
| Cooling system | — | ✓ | ✓ |
| Power steering | — | ✓ | ✓ |
| Suspension | — | — | ✓ |
| Complete electrical system | — | — | ✓ |
| Braking system | — | — | ✓ |
| Mobility services | — | — | ✓ |
| Replacement vehicle | — | — | ✓ |
| Deductible | Applies | Reduced | None |
A concrete investment: the economic return of warranty
A cylinder head gasket failure can cost over CHF 1,800. Replacing an electronic control unit easily reaches CHF 2,500 – 4,000. A damaged automatic gearbox? CHF 3,000 – 8,000 in repairs.
With a Premium warranty, all these repairs are covered with no deductible. The warranty cost pays for itself with a single repair, providing continuous protection for the entire contract duration.
How insurance warranty works
Claims handling is simple and structured. Here are the steps to activate coverage and get your vehicle repaired.
Report the fault
Contact your trusted garage or a garage authorised by the warranty partner. Report the fault promptly — timeliness is essential for coverage validity.
Assessment and diagnosis
The garage carries out the technical diagnosis and communicates fault details to the warranty partner. Important: do not start disassembly or repair before authorisation.
Repair authorisation
The warranty partner verifies coverage and authorises the repair. With Quality1, for example, authorisation is granted within 15 minutes.
Repair completed
The garage proceeds with the authorised repair. In Switzerland, with many partners no upfront payment is required: payment is made directly between partner and garage.
Claim closure and documentation
The claim is closed and documentation archived. You receive confirmation of the repair and payment. Your vehicle is operational again.
Practical tip: don't lose your warranty validity
Always report the fault before starting any repair or disassembly. Follow the manufacturer's maintenance schedule. Always keep receipts for completed services. Missed maintenance can invalidate coverage.
Our warranty partners
We work with the best warranty partners in Switzerland and Europe. Discover the detailed offers of each partner.
ALPHERA Financial Services
ALPHERA car warranty: Aggregate, Basic and Plus packages to protect your vehicle against unexpected repair costs.
Quality1 SA
Quality1 vehicle warranty (Allianz Suisse): comprehensive coverage, repair authorisation in 15 minutes, no advance payment in Switzerland.
Real Garant Versicherung AG
Real Garant: 35 years of experience, present in 17 European countries, warranty programmes in 32 countries. Partner of manufacturers and importers.
SuisseFox AG
SuisseFox vehicle warranty: customisable European coverage, 24/7 roadside assistance and Integral Service for maintenance.
NSA Services SA
NSA Warranty: over 25 years of experience, Helvetia Insurance partner. Digital solutions, fast and personalised claims handling.
Frequently asked questions about car warranty
Everything you need to know about vehicle warranty in Switzerland.
Approfondimenti e guide sulla garanzia
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