Car Warranty with ALPHERA
ALPHERA car warranty: Aggregate, Basic and Plus packages to protect your vehicle against unexpected repair costs.
Why choose ALPHERA
ALPHERA Financial Services, founded in 2001 by BMW Group Financial Services, is not only a financial partner for leasing and credit but also offers a comprehensive range of warranty insurance for vehicles of all brands. With the Aggregate, Basic and Plus packages, ALPHERA protects your vehicle against unexpected repair costs โ even after the manufacturer's warranty has expired. The Plus package covers, for example, the repair of the cylinder head gasket โ an intervention that can cost over CHF 1,800 โ with no cost participation from the customer. Present in over 20 countries, ALPHERA guarantees reliable service and a straightforward claims process thanks to the solidity of the BMW Group.
Key advantages
Highlights
- Protection against unexpected repair costs
- Coverage even after the manufacturer's warranty expires
- Plus package: zero deductible, zero bureaucracy
- Valid for vehicles of all brands
ALPHERA warranty packages
Post-warranty protection with BMW Group solidity
ALPHERA Aggregate
Essential coverage of the main mechanical components of the vehicle.
- Engine
- Gearbox / transmission
ALPHERA Basic
Extended coverage including the most critical and costly-to-repair components.
- Engine
- Gearbox / transmission
- Cooling system
- Main electrical system
- Differential
ALPHERA Plus
Maximum protection with comprehensive coverage and no cost participation.
- Engine
- Gearbox / transmission
- Electronics and ECUs
- Cooling system
- Electrical system
- Power steering
- Air conditioning
- Suspension
- No administrative burden
- Simplified claims handling
ALPHERA claims process
How to activate the warranty in case of a fault: a simple and structured process.
Report the fault
Contact your trusted garage or an authorised ALPHERA partner to report the fault.
Diagnosis and verification
The garage carries out the diagnosis and communicates the damage details to ALPHERA for coverage verification.
Repair authorisation
ALPHERA verifies the coverage and authorises the repair promptly.
Repair completed
The garage proceeds with the repair. With the Plus package, there is no cost to you.
Claim closure
ALPHERA pays the garage directly. You receive the closure documentation.
Frequently asked questions about ALPHERA
Everything you need to know about ALPHERA warranty.
Other warranty partners
Compare the offers of our other partners to find the best coverage.
Quality1 SA
Quality1 vehicle warranty (Allianz Suisse): comprehensive coverage, repair authorisation in 15 minutes, no advance payment in Switzerland.
Real Garant Versicherung AG
Real Garant: 35 years of experience, present in 17 European countries, warranty programmes in 32 countries. Partner of manufacturers and importers.
SuisseFox AG
SuisseFox vehicle warranty: customisable European coverage, 24/7 roadside assistance and Integral Service for maintenance.

NSA Services SA
NSA Warranty: over 25 years of experience, Helvetia Insurance partner. Digital solutions, fast and personalised claims handling.
Questions about ALPHERA warranty?
Our team is at your disposal to help you choose the best coverage.